Why Choose Us

  • Thrift Promotion: We prioritize thrift among our members, offering them the opportunity to accumulate savings and deposits. These funds serve as a reliable source for exclusive loans tailored for provident and productive purposes, all at fair and reasonable interest rates.
  • Personal Growth: With a commitment to introducing new products and services, we aim to enhance the economic base of our members, fostering their personal growth and financial stability.
  • Continuous Education: Through comprehensive education programs, we empower our members with the knowledge and skills necessary for proper credit utilization, poverty reduction, preservation of human dignity, and fostering cooperation within society.
  • Cooperative Principles: We uphold the cooperative principle of economic participation, ensuring that our members' interests remain paramount. By promoting economic participation, we elevate our members' economic status, emphasizing prudent saving, responsible borrowing, and timely repayment.
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Our Loan Products

Development Loan

Tailored for members with innovative ideas or plans, providing financial support for their development projects.

Top-Up Loans

Additional financing offered to members already servicing development loans, enabling them to supplement their ongoing projects.

Emergency Loans

Swift financial assistance provided for unexpected expenses such as hospitalization, funeral costs, legal matters, or unforeseen emergencies.

School Fees Loans

Designed to assist members with school-going children by covering educational expenses such as tuition fees, books, and uniforms.

University/College Loans

Specifically catered to members seeking higher education, helping cover the costs associated with university or college studies.

Instant Loans

Rapid access to funds for immediate needs such as personal bills, rent, groceries, and other essential expenses.

Project Loans

Tailored financing for members aiming to acquire fixed assets or movable property, supporting their business or personal projects.

Holiday Loans

Designed for members desiring a vacation or holiday, offering financial support for travel expenses, accommodation, and leisure activities.

Frequently Asked Questions

A person who possesses the following qualification shall be eligible for membership:
  • Former and current employees of Majid Al Futtaim Hypermarkets Limited - Kenya.
  • Has attained the age of 18 years.
  • Is of good character and sound mind.
  • Pays the entrance fee and share capital as prescribed in the Sacco by-laws.
A potential member fills a membership form available at all Carrefour stores and on our website (www.hurimasacco.com) and send to hurimasaccoltd@gmail.com. The potential members are advised to attached a copy of the National ID or valid passport.
A member qualifies to get a loan from the Sacco after six months of being an active member (Continuous minimum contribution for six months).
A member qualifies to get a of up to loan three times of their deposits subject to the 1/3 rule.
According to the laws of Kenya, every employee should take home at least 1/3 of his/her basic salary. This is after deduction of all statutory obligations and other deductions i.e. the net salary/take home should be at least 1/3 of the basic salary.

Testimonials

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